Although I am supported, helped, and advised by family and friends, unless specifically noted elsewhere on this site, the content of Excel Knows is ultimately determined by me alone.  Moreover, this website is not in any way affiliated with any other individual or organization.  The views and opinions expressed on this site may be shared by other people, but I alone am responsible for everything that is posted or displayed here.

Comments & Suggestions
     I encourage thoughtful, intelligent, and relevant comments.  I also welcome suggestions for improvements, but only insofar as they pertain to XLK content, interface, organization, or features.

     XLK is a Private Press.  I will seriously consider complaints about what is posted here, but only in direct proportion to the accuracy and civility of the complaint.  I may even change something but the decision is mine and cannot be forced without involving lawyers or the police.  The only exception will be for a factual error, which I will absolutely correct as soon as the error is pointed out and validated.

Postings of Works by Others
     As a private press owner, I am not required to provide equal time or forum access to any person, organization, or agency for any reason whatsoever.  Occasionally, I may publish, post, or re-post articles, essays, and commentaries written and offered by the lawful copyright holder for publication or posting on this site.  Writers and artists may ask to have their work published on XLK, but I am the sole arbiter of all decisions regarding the publication or posting of any item, and my decisions are final (unless I happen to change my mind later).  A demand of any kind will be discarded without consideration or reply.

     Trackbacks to XLK are disabled and they are not used as links to other websites.

LEGAL(Definitions and Terms of Use)
The following terms and definitions apply to the Excel Knows website:
•  Website or Site. The electronic files, documents, images, and other materials that make up a discrete publication available or accessible via the Internet.
•  Content. Any document, image, or multi-media item that is available on a website, including all program code, images, and text related to the design and display of the website.
•  Excel Knows. This website and all of its content (regardless of the format or media in which it may be viewed, displayed, or preserved).
•  Visitor. Any person who navigates to this website using any kind of network communication protocol or internet client (e.g., a browser like Internet Explorer), or who obtains content from this website using ‘foraging’ or ‘harvesting’ tools (e.g., an RSS reader like FeedDemon
•  Original Content. Content created or owned by the person who publishes that content on this website.
•  Non-Original Content. Content not created or owned by the person who publishes that content on this website.
•  Publish or Post. To make new original content available on this website.
•  Re-post (Re-publish).To make previously published original content or non-original content available on this website. The re-posted content may have been previously published on this website or elsewhere.
•  Terms of Use. The rules all visitors to this site agree to abide by.

Terms Of Use
     The Excel Knows website (also sometimes referred to herein as XLK) is intended for use only by natural or legal persons, or legal entities.  Access to and use of this website is without exception subject to the conditions and requirements described in this and the following paragraphs.  BY VIEWING XLK CONTENT, VISITORS TO THIS WEBSITE TACITLY AGREE TO ABIDE BY THESE TERMS OF USE, BOTH NOW AND AS THEY MAY BE AMENDED FROM TIME TO TIME.  THERE ARE NO EXCEPTIONS, REMEDIES, OR EXCLUSIONS TO THESE TERMS OF USE EXCEPT AS DELINEATED HEREIN.  Under no circumstances shall any item published or presented on this website or in any other venue in any way supersede, limit, or invalidate these Terms of Use, which may only be amended by publication on this website on this page, under the Terms of Use heading.

Limits of Liability & Exclusive Defense
     Visitors agree not to use this website or its content for any unlawful purpose. No person affiliated with this website shall in any way be liable to any visitor nor to any other party for any damages resulting from or arising from the use of material published or presented on XLK.  Visitors agree to indemnify and hold blameless the XLK owner and his assigns against or for all losses, expenses, damages, and costs, including attorneys’ fees resulting from a violation of any term of this Agreement.  The XLK owner reserves the right to assume the exclusive defense of any claim for which he may be entitled to indemnification under this paragraph, in which case, visitors also agree to cooperate to a reasonable extent if asked to do so.

     XLK contains hypertext links or references to other websites.  To some extent, but solely for esthetic and design reasons, hypertext links on XLK are labeled or organized in a way that alerts visitors to the general nature of the content of the site referred-to; however, such links are included on XLK solely for the convenience of XLK visitors, on an as-is basis, without express or implied warranties.  The XLK owner accepts no responsibility whatsoever for link labeling, nor for the suitability, content, or availability of websites found at those links.

Copyright, Trademark, and Other Intellectual Property
     Unless otherwise noted, copyright for every item on the Excel Knows website belongs to the XLK owner, and ALL RIGHTS ARE RESERVED.  NO RIGHTS ARE WAIVED OR ABROGATED AND NO ONE EXCEPT THE XLK OWNER OR HIS ASSIGNS MAY CONVEY ANY RIGHT TO ANY ITEM ON THIS SITE.  Further, the names ‘Excel Knows,’ ‘Terry Clearwater,’ and the Excel Knows logo, the ‘Mr. Monkey Brain’ graphic, and all other XLK-related images, names, and logos are herein declared to be unregistered Trade- or Service-marks belonging to XLK.  Terry Clearwater (TerryC) is a pseudonym used entirely for legal purposes, and other pseudonyms may be used from time to time for similar purposes.  All other product and service names mentioned on this website are the trademarks of their respective owners, whether marked or not marked.
     Unless otherwise noted, all original written content on this website is licensed under a Creative Commons License.  It is important to note, however, that Images displayed on this website are NOT licensed under the creative commons license , and the use of images found here in any way other than as described in applicable U.S. Fair Use Regulations and Laws is expressly forbidden.  Where a conflict might arise between the Creative Commons License and these Terms of Use, in all cases the document takes precedence that retains for the XLK owner the greatest control over intellectual property.
     Regarding original written content: At all times, anyone using XLK copyrighted material—even under Creative Commons License—must preserve the editorial integrity of the material when reprinting or redistributing said content.  In simple terms, if any XLK item or excerpt is used, it must not be edited or presented in such a way as to alter the message or original intent, or to otherwise misrepresent the facts or opinions expressed in the original item.  Crediting the original creator is not always mandatory, but it is requested.

Microsoft Disclaimer
     Neither the Microsoft Corporation (MS) nor any of its affiliates, partners, or employees in any way endorses, supports, or has any connection to this website.  MS Excel, the original MS XL logo, and the MS Excel user-interface that the Excel Knows logo is based on belong entirely to Microsoft, and their use or reference on this website is in no way intended to convey official sanction of, approval by, or connection with Microsoft.  Excel Knows was chosen as the name of this website for the entirely positive reasons explained in the ‘About XLK’ post found here.  Additionally, while it is true that this site is not specifically about MS Excel, the website name and the thoughts behind it are firmly grounded in a genuine appreciation of the MS Excel program and sincere gratitude to Microsoft and (by extension) to Mr. Bill Gates for all of the MS products available today.  There is no question that the world is a far better place today because intelligent people have high-quality tools like MS Excel to help them make it that way.  Excel Knows is, in its own odd way, meant to be an homage to that fact.

Copyright and Use of Materials Not Owned by XLK
     The XLK owner respects the copyright of others, and visitors to this site tacitly agree to do so as well.  The XLK owner cannot grant permission to copy, distribute, display or use any material appearing on this site, or any material to which XLK links that is owned or copyrighted by others, including video or audio clips, documents, articles, photographs, or images.  Only the person or agency holding copyright can grant permission to use an item.  In all cases, as much care as possible has been taken to ensure that all content used on this site is legally available for use and is properly attributed.  Mistakes do sometimes happen, however; therefore, if any person believes a copyrighted work has been incorrectly or illegally reproduced on XLK and wants that work removed or properly credited, that person need only send an e-mail containing verifiable proof of copyright ownership.  Please use the ‘E-Mail Me’ link at the top of this webpage.  A response of some kind will be given as soon as possible thereafter, and in every case either the item will be removed or properly attributed, or an explanation of disagreement will be sent.  Please note that vile or threatening messages will be ignored or referred to the appropriate authorities.

Unsolicited Items Sent to XLK
     Without exception, any unsolicited item sent to XLK—regardless of its format or medium—will be accepted with the understanding that unless otherwise agreed to in writing, that item or any part of that item may be used on this website or anywhere else, in any context, for any legal purpose, without restriction and without the need for acknowledgement or any additional communication, to the fullest extent of the law.  Additionally, only the owner of XLK may accept liability or financial responsibility for anything sent to XLK and NO COMPENSATION OF ANY KIND WILL BE OFFERED OR GIVEN unless agreed to in writing before the item is sent.

Applicable Law & Jurisdiction
     This website is intended for use by citizens of the United States, and it may not, therefore, adhere to laws or specifications enacted or enforced outside U.S. jurisdiction that pertain to internet publications or other forms of publication; moreover, the XLK owner does not recognize the force or legitimacy of any foreign or international law in relation to this website or his person, except to the extent that such laws are recognized or endorsed by the U.S. Government.  Any legal claim pertaining to this website, its content, or its use is subject to the interpretation of the laws of the United States of America, and more specifically, to the laws of the State of Texas.

     If any part or provision of these Terms Of Use shall be deemed by a legitimate and competent United States authority to be unlawful, void, or for any reason unenforceable, that part or provision shall be deemed severable from these Terms of Use, and shall not affect the validity or enforceability of any remaining part or provision, which shall remain in full force and effect.

     The XLK owner reserves the right to change, suspend, or discontinue any part of this website, including these Terms of Use, without prior announcement, at any time, for any reason.

Last update to this page on 25 Jan 14
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